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Credit Cards

Get purchasing power, perks, and convenience with a Foothill Platinum or Platinum Rewards Mastercard® Credit Card! Whether you want a low rate and rewards or a lower rate and no rewards, Foothill has a credit card product to meet your wants and needs.

Two Great Cards, Two Great Options

Choosing the best credit card can be confusing; that’s why Foothill gives you two simple options. We’ve designed our credit cards so you can experience convenience without all the hassle and confusion that may come with other options. Take a look for yourself!

  Foothill Platinum MasterCard credit card Foothill Platinum Rewards MasterCard credit card

Comparison Features

Platinum Mastercard

Platinum Rewards Mastercard

Rewards No Yes. Explore the Rewards Program»
Perks None Earn Bonus Points
Intro APR* 3.99% 3.99%
Standard APR 8.75%-15.25% 10.25%-16.75%
Rate Type Variable Variable
Annual Fee None None
Balance Transfer Fee None None
Cash Advance Fee None None
Maximum Limit $25,000 $25,000
  Learn More Learn More


Choosing the Best Mastercard For You

While both of our Mastercard credit cards offer their own benefits and perks, you might be wondering which is the better card for you. It really comes down to if you want to earn rewards or have a lower interest rate. Either way, you can’t go wrong. Learn more about your two options.

Platinum Mastercard

Our Platinum Mastercard is best for you if you want to lock in a low-interest rate. If you don’t care about earning rewards or other bells and whistles and just want a simple everyday go-to credit card, our Platinum Mastercard is the one for you.

Apply Now

Platinum Rewards Mastercard

Our Platinum Rewards Mastercard is best for you if you want to get rewarded for your everyday purchases at the grocery store, dining and entertainment venues, and special buys like travel purchases and home renovation projects. Simply use your rewards card whenever you check out, and you’ll earn points after you spend. Then, check out the items in our rewards catalog and redeem anything from gift cards to merchandise to travel experiences.

Made your choice? The sooner you apply, the sooner you can start taking advantage of our credit card benefits.

Apply Now

Credit Card Resources and Tools

No matter where you are on your credit card journey, having the right resources and tools on hand can help improve your experience and help you achieve your financial goals. You can utilize these resources to improve your credit card experience.

Credit Card Payoff Calculator - You can use this calculator to see what it will take to pay off your credit card balance and the changes you can make to achieve your repayment goals. 

Personal Debt Consolidation Calculator - Should you consolidate your debt? This calculator is designed to help determine whether debt consolidation is right for you.

Special Offer for our School and Hospital Staff Members: Consolidating high-interest credit card debt with one of our cards gives you a 3.99% intro APR on balance transfers and you pay no transfer fees. Using this strategy can help save you big time.

Financial Literacy Articles - Our collection of financial literacy articles is designed to give you the financial information you need to get closer to achieving your goals. From millennial banking tips to payday loans to financing a new vehicle, we have you covered.

Yapping with Yari Blog - Geared specifically toward helping the younger generations develop smart money-management habits, Yapping with Yari breaks down money in a way you will understand and enjoy.

* Introductory 3.99% APR (Annual Percentage Rate) is good for purchases and balance transfers made within the first 90 days of card opening. Rate will apply to these transactions for one year, after which the rate will change to the standard rate. Intro rate is a limited time offer. Cardholders switching from the Platinum Mastercard to the Platinum Rewards Mastercard are not eligible for the 3.99% intro rate. The standard rate is determined by your creditworthiness at the time of card opening and may adjust, as it is based on the Prime Rate. Maximum limit for either card is $25,000.

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