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Foothill Credit Union
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Checking Accounts

Foothill Credit Union offers a selection of checking accounts that fit any need. Whether you carry high balances or lower balances, our checking accounts will help you earn the dividends, avoid the fees and access your account any way you prefer.


Protection Plus Checking

Earnings plus protection makes this a no-brainer checking account to open

With a Protection Plus Checking account, rest assured that your identity and account information have safeguard measures to protect and secure your personal information. Plus you can take advantage of all the perks of our debit card rewards program.

What you get with Protection Plus Checking:
Earns Interest** IDProtect® – Monitoring and Resolution Service
ATM fee refunds up to $20 per month* Cellular Telephone Protection
MasterCard® Debit Card Debit rewards (Explore the Rewards Program»)
All for a low monthly service fee of $4.95.

To open your account, visit one of our three branches or call us at (626) 445-0950. If you are not a member yet, open your account online.

Open you account


All Foothill Checking Accounts come with these great benefits and features:

FREE Overdraft Protection (Contact one of our reps for details.)
FREE Online Banking with Bill Pay
FREE e-Statements
FREE MasterCard® Debit Card with nationwide access
FREE Mobile Banking with Mobile Check Deposit, Mobile Bill Pay, and more
FREE Courtesy Pay (eligibility required)


IDProtect® is our identity theft monitoring and resolution service for you, your joint account holders, and eligible family members.¹ It comes free with our Protection Plus Checking Account.

IDProtect® will give you peace of mind knowing that you are protected for any identity fraud event, financial or otherwise, anywhere in the world even if the event has nothing to do with your account at Foothill Credit Union.

Credit report

3-in-1 Credit File Monitoring

IDProtect will monitor your Equifax®, Experian® and TransUnion® credit files daily, and alert you if key changes occur. (Registration/activation required.)

3-in-1 Credit Report

Request an updated credit report every 90 days or upon receipt of credit alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. (Registration/activation required.)

Comprehensive Identity Theft Resolution Services

Should you suffer identity theft, your very own ID Protect fraud resolution specialist will help you every step of the way until your identity is restored.

Identity Theft Expense Reimbursement Coverage

Receive up to $10,000 to help pay expenses, clear your name and help recover your identity, should you become the victim of identity theft.

Debit and Credit Card Registration

Register your credit and debit cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards. (Registration/activation required.)

Total Identity Monitoring

Monitoring of over 1,000 databases (Registration/activation required.)

Online Identity Theft News Center and Valuable Phone and Web Resources

(Registration/activation required.)

Get Started With IDProtect

For complete details of IDProtect, click here to access the Guide to Benefits.

Cellular Telephone Protection

Cracked Smart Phone

Cell phones are part of our daily lives. Replacing them if they are stolen or damaged can be costly. As an eligible account holder, you can receive up to $300 of Cellular Telephone Coverage to reimburse the cost of replacing or repairing your device. This valuable protection covers you whether you are at home or abroad. (Cellular telephone bill must be paid through this account.) A $50 deductible per claim with up to two claims per year.

For complete details of the Cell Phone Insurance, click here to access the Guide to Benefits.

Earn Rewards Like Never Before

Riding bikes by the sea

Your everyday purchases have never been more rewarding! Now you can earn reward points each time you use your Foothill Rewards Checking as a signature-based debit card transaction. This means, instead of inputting your PIN, you'll sign for the transaction instead. From groceries to fuel to utility bills, your everyday purchases will really pay off.

Earn Bonus Partnership Points

Shop over 3,000 merchants at our online mall ShopSPOT Online and be rewarded even more. You’ll earn bonus Partnership Points on all signature-based purchases using your rewards debit card.

Shop our exclusive network of ShopSPOT In-Store card linked offers and earn bonus Partnership Points just for using your card at participating local and national merchants.

Hundreds of Rewards are Waiting!

Redeem your points for merchandise, cash travel, gift cards, green products, charitable donations, event tickets, and more by logging into your online banking account and clicking on the "Card Rewards" tab.

explore the rewards program

* ATM refunds up to $20.00 per month if minimum electronic service requirements are met. (listed below)

** Dividends paid each month if minimum requirements are met. Dividends are calculated daily and compounded and paid monthly. Please refer to our Truth-In-Savings Disclosure for all applicable disclosure information. To qualify for dividends, you must make 10 or more signature debit based debit card or POS debit card transactions a month; opt out of paper statement, enrolling in eStatements; and perform at least 1 electronic withdrawal or electronic deposit in your account. Rates subject to change without notice. See current rate sheet. A valid electronic withdrawal or deposit includes any of the following: One FFCU online bill pay per month; one direct deposit or payroll deduction per month or one ACH transaction per month. Contact Credit Union for complete details.

1) IDProtect service is a personal identity theft protection service available to personal checking account owners and their joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). 2) Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. 3) Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

Insurance Products are not insured by NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.

For complete details of the benefits, click here to access the Guide to Benefits.

Read the changes to your deposit agreement, truth-in-savings disclosure and schedule of fees.

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