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Foothill Credit Union
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Checking Accounts

Foothill Credit Union offers a selection of checking accounts that fit any need. Whether you carry high balances or lower balances, our checking accounts will help you earn the dividends, avoid the fees and access your account any way you prefer.


Compare Checking Accounts Below

Our Checking Accounts bring great value and benefits, more than ever before. Review the comparison chart and see which checking account is right for you.

  • Overdraft Protection

  • Mobile Banking with Mobile Check Deposit, Mobile Bill Pay, + More

  • Online Banking & Bill Pay

  • Courtesy Pay(Eligibility required)

  • MasterCard®
    Debit Card with Nationwide Access

  • eStatements

Open you account


  Protection Plus Checking Rewards
Simply Free
Perfect For... Those who want identity and account protection with a rewards program. Those who use signature-based debit card transactions. Those who want a checking account with no maintenance fees.
Monthly Fee $4.95 $3.00, can be discounted or waived FREE
ID Protection
Credit Report Monitoring
Cell Phone Insurance
Earns Dividends2
Debit Card Rewards3
(Explore the Rewards Program)
ATM Refunds4
Minimum Balance
Auto Loan Discount5
  Learn More Learn More Learn More


"I have been so happy to be part of this Credit Union for over 5 years. I have my bank checking/savings with Foothill and they provide trusted, friendly service. “

— Vanessa M.


ATM Refunds

ATM refunds4 are available for Protection Plus Checking & Rewards Checking. Foothill Credit Union will refund up to $20 if the following account activity is met that month:

  • Enrolled for e-Statement
  • Made at least 10 debit card transactions, and
  • Made at least one electronic debit or credit transaction.

Members can also access fee-free ATMs inside the CO-OP Network.


How to Open an Account

To open your account, visit one of our three branches or call us at (626) 445-0950. If you are not a member yet, open your account online.



* APY=Annual Percentage Yield

1The monthly fee can be discounted or waived. See how.

 2Dividends payout: 0.50% APY on balances up to $2,500; 0.35% APY on balances over $2,500 to $5,000; 0.15% APY on balances over$5,000 to $10,000 and 0.05% APY on balances over $10,000. Dividends are calculated daily and compounded and paid monthly. Please refer to our Truth-In-Savings Disclosure for all applicable disclosure information. Rates are subject to change without notice. To qualify for dividends, you must make 10 or more signature debit based debit card or POS debit card transactions a month; opt-out of paper statement enrolling in e-statements; and perform at least 1 electronic withdrawal or electronic deposit in your account.

3To qualify for debit card rewards the transaction must be signature-based.

4ATM refunds up to $20 if the following account activity is met that month: 1) enrolled for e-Statement, 2) made at least 10 debit card transactions, and 3) made at least one electronic debit or credit transaction.

5Get a 0.50% discount for having an auto payment transfer from a Foothill checking account with a direct deposit. Get a 0.25% discount for having auto payment transfer from a Foothill share account with direct deposit or payroll deduction. Get a 0.25% deduction if you have a Foothill Platinum or Platinum Rewards MasterCard or apply, be approved and accept a new Foothill MasterCard. Get a 0.25% deduction if you are a School or Hospital employee.

Read the changes to your deposit agreement, truth-in-savings disclosure and schedule of fees.

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